A recent report on the future of Latin American banking aligns, almost word for word, with what Q-Vision Technologies has been observing from the inside of projects for years: the lack of a structured methodology to modify technology without breaking it is the financial sector’s primary challenge.

Mexico and Panama legislate AI at the same time. Here is my guide, as a CIO, to avoid getting trapped between two regulatory frameworks.

The challenge for Colombian banking is no longer connecting to Bre-B. It’s keeping operations running when millions of transactions depend on everything working, all the time.

AI agents can review information, make decisions, trigger workflows, and support complex processes. However, they must also respond effectively to incomplete data, system outages, unforeseen scenarios, regulatory requirements, and errors that could impact the business.

Artificial intelligence has already moved past the experimental phase. For Latin American companies, the challenge now lies in how to adopt it with speed, traceability, and trust.

One of the most widespread misconceptions in 2025 and 2026 has been this line of reasoning: “If AI can do part of the work, I can reduce headcount and reallocate that budget to AI licenses.”

If your company is already using AI to write code, you have a very tight window of time before quality issues start showing up in your live systems—or worse, hurting your customers’ experience.

In many organizations across Latin America, discussions around technological infrastructure have become increasingly uncomfortable. Market conditions have shifted significantly, and the decisions that were sidelined two or three years ago are now carrying far more weight.

When we arrived at the Banking Tech Summit Panama 2026 as sponsors, we didn’t show up to learn the basics of AI or to discover that outdated legacy systems are a headache.

Why in 2026, technology remains the lever that separates companies that scale from those that fall behind.

Colombia has taken a transcendental step in the modernization of its financial sector with the issuance of Decree 0368, which officially incorporates the Open Finance system into the country’s regulatory framework.

We can no longer remain passive consumers of a technological infrastructure that we do not govern. Digital dependency without active participation is a modern form of technological colonialism.

Stay ahead of the trends that must guide IT investment decisions for the next three quarters of this year.

Latin America is currently undergoing a one-time transition: the convergence of a mature entrepreneurial ecosystem, increasingly specialized technological talent, and an AI adoption rate that is outpacing the global average.

IT companies and departments must stop competing against AI and start building upon it.

Explore how AI development platforms enable companies to scale their capabilities without proportionally increasing their team size, while simultaneously reducing development cycles and technical debt.